Why should I use HyperJar?

HyperJar is the world’s smartest payments and planning app. An easy, digital version of jam-jar budgeting that makes it simple to plan, share and spend your money.

The Jars you create reflect your life, your spending and your goals. Jars for groceries, lunches, Christmas, kids’ clubs, nights out, holidays… With HyperJar, you can see where your money is going, not just where it went.

So why use HyperJar?

1. Clearer, easier, happier money when you plan in Jars

2. Use it alongside your existing bank account. No need to change direct debits or standing orders, just use HyperJar for your everyday spending

3. Shared spending, solved. Plan and spend together with Group Jars. Easy pop-up joint accounts and digital kitties for 2-30 people

4. Make planning pay with our partners, like Lidl, Shell and Virgin Wine. Lock in money with them for an inflation-beating Annual Growth Rate of 4.8%

5. Spend directly from any Jar with the world’s smartest payment card

6. Spending abroad: we pass Mastercard's best exchange rate on to you directly, with no added fees or charges. Unlike most bank debit cards, where you'll typically be charged around a 2% add-on for spending abroad, and often a one-off fee on top

7. Rely less on credit by planning ahead. Borrowing and worrying less. It feels great to pay first and shop later