Why should I use HyperJar?

HyperJar is the world’s smartest payments and planning app. An easy, digital version of jam-jar budgeting that makes it simple to plan, share and spend your money.

Create Jars to reflect your life, your spending and your goals. Jars for food, lunches, Christmas, kids clubs, nights out, holidays… With HyperJar, you tell your money where to go, not just look at where it went. So why use HyperJar?

1. Clearer, easier, happier money when you plan in Jars

2. Use it alongside your existing bank account. No need to change direct debits or standing orders, just use HyperJar for your everyday spending

3. Shared spending, solved. Plan and spend together with Shared Jars. Easy pop-up joint accounts and digital kitties for 2-100 people

4. Make planning pay with our partners, like Shell and Virgin Wines. Lock-in money with them to budget for future spending and get an inflation-beating Annual Growth Rate of 4.8%

5. Spend directly from any Jar with the world’s smartest payment card

6. Spending abroad: we pass Mastercard's best exchange rate on to you directly, with no added fees or charges. Unlike most bank debit cards, where you'll typically be charged around a 2% add-on for spending abroad, and often a one-off fee on top

7. Rely less on credit by planning ahead. Borrowing and worrying less. It feels great to pay first and spend later