How long does my money benefit from the AGR?
- Each advance payment has an AGR of 365 days. At the end of those 365 days, if you haven’t spent the HMoney, it stays safely in the Jar, but no longer gets an AGR.
- Each time you make an advance payment, a new 12-month cycle starts for that advance payment.
- Whenever you spend from a Jar with HMoney, the Rewards come out first followed by the ‘oldest money’, so HyperJar is automatically maximising your annual growth.
- There is no time limit on spending HMoney in a Jar: the longer it’s in there the greater the Reward up to those 12 months.