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It is free to download and use the HyperJar app, although some fees and limits apply connected to moving money in and our of a HyperJar account (see www.hyperjar.com/fees-limits). There's a £4.99 charge for ordering a physical card for adults or kids, which covers some of the costs of production and shipping. Adults can opt for a virtual card which is free, and available as soon as the account is opened. Both physical and virtual cards can be added to Apple Pay or Google Pay for anyone aged 13+.

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